Blogging About Loans: When working with family is a problem...

An office of elite mortgage lending professionals with a common interest and goal focused on providing customer service that exceeds expectation. Thereby building our business from repeat and referral opportunities. Ruth Vogt. LMB 100023827. NMLS 257576. Regulated by the Division of Real Estate. Fairway Independent Mortgage is an Equal Housing Opportunity.

When working with family is a problem...

So, I got in the mortgage business in the late 70's (before ECOA or Fair Lending, to be honest!). In the early '80's I decided to become a loan officer (which was unheard of for a woman to be in the sales department vs. behind a desk!) 

Colorado Home Lender

I convinced my husband, Jim, to give up his CPA profession and come into the business in the late 80's. We accepted our oldest daughter's (Michelle) request to come to work with us in the early 90's. Our next daughter, Stephanie, who was working as a stock timer came to us right after 9-11 and asked to join us (and I thought, oh my!) But, it didn't stop there. Four years ago our oldest granddaughter, Alex, decided she wanted to give the business a whirl, so one day while I was thumbing through a stack of resumes looking to fill an entry level position, there was her resume! I allowed her to go through the standard hiring process with the office manager, and after several interviews, she was the cadidate of choice. BUT... I still wasn't certain she would work as hard as I would want, so I made her go to work with a temp agency, and hired her through them (that way if she didn't work out, the temp agency could fire her and not me!!)

Jim and Michelle are an amazing production team. Personality styles are exact opposites, which makes them a perfect, well-oiled machine.

Stephanie ended up a closer and can work circles around the best in her department.

And Alex, the granddaughter I worried about hiring, well, she turned out to be a rock star processor!


So, what's the problem, you are wondering??? Alex is pregnant. The doctor sent her to the hospital this morning for testing due to preeclampsia concerns, to determine if the baby should come a little earlier than planned. Her husband had half his crew not come in today, so he can't get away. Her mom, Michelle, woke up with the flu this morning so she's home hugging the commode. It's the end of the month, so Aunt Steph can't get away. And Jim and I rode together in one car, as we live 30 miles from where we work (which is 60 miles from the hospital). Plus, now he is showing signs of the flu. And did I mention it's the end of the month!!!

But there's good news... ALL OUR CLOSINGS FOR THE MONTH HAVE BEEN APPROVED FOR OVER A WEEK. All closing docs are out. Funds are ordered. Yep! We rock. So even with a great-grandbaby on the way, flu giving us a right-left punch and one car short, we've got this!

Three generations working together in the mortgage business should tell you we take this business seriously! Hope I work long enough to say there are four generations in the business someday!

If you are ever in need of a Colorado Home Lender, give us a call. We will treat YOU like family!

And we support the military! Here is a 3 generation picture of us with our RED Shirts on (Remember Everyone Deployed).

Colorado Home Lender

Opinions expressed here are the sole responsibility of the author, and do not necessarily reflect the view of Fairway Independent Mortgage.

Ruth Vogt Colorado Mortgage Lender Ruth Vogt, Sales Manager

 #LMB100023827, NMLSR# 257576

 Equal Housing Opportunity. 

 Regulated by the Division of Real Estate.  303-881-7849.


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Comment balloon 7 commentsRuth Vogt • June 28 2017 07:45PM



What a lovely and inspiring story.  Loved the last picture.  A

Posted by Ron and Alexandra Seigel, Luxury Real Estate Branding, Marketing & Strategy (Napa Consultants) about 3 years ago

That's amazing that you can all work together and get along. You hit the jackpot there. 

Posted by Jane Peters, Los Angeles real estate concierge services (Home Jane Realty) about 3 years ago

Ron and Alexandra Seigel thank you for your kind comment. The entire office wears RED Day shirts every Friday. (Yes, we do have other employees that are not related to us. But, they still get treated like family!

Posted by Ruth Vogt, 719-592-0855 Apply 24/7 (Fairway Independent Mortgage, LLS. Equal Housing Opportunity. Regulated by the Division of Real Estate.) about 3 years ago

Jane Peters you are right. We did hit the jackpot. And we still vacation once a year to Cabo together. Do an annual Christmas trip to Keystone together (we have to rent the largest house they have!) AND we go camping almost every weekend together on the Arkansas river. (Of course we each have our own trailer. If we did tent camping, that would be a different ending, I'm sure! It's amazing and I don't think any of us take it for granted, 

Posted by Ruth Vogt, 719-592-0855 Apply 24/7 (Fairway Independent Mortgage, LLS. Equal Housing Opportunity. Regulated by the Division of Real Estate.) about 3 years ago

Good morning Ruth. This is just incredible. You are a good looking crew and very lucky too.

Posted by Sheila Anderson, The Real Estate Whisperer Who Listens 732-715-1133 (Referral Group Incorporated) about 3 years ago

Sheila Anderson It's the reason why I'm not ever wanting to retire

Posted by Ruth Vogt, 719-592-0855 Apply 24/7 (Fairway Independent Mortgage, LLS. Equal Housing Opportunity. Regulated by the Division of Real Estate.) about 3 years ago

I think, it is amazing to work with people you love. yes, it can be challenging, but every relationships have ups and downs. When you have a proper communication, establish and maintain respectful boundaries~ nothing can stop you. 

Posted by Inna Ivchenko, Realtor® • Green • GRI • HAFA • PSC Calabasas CA (Barcode Properties) over 2 years ago