Blogging About Loans: The greatest gift of all!

An office of elite mortgage lending professionals with a common interest and goal focused on providing customer service that exceeds expectation. Thereby building our business from repeat and referral opportunities. Ruth Vogt. LMB 100023827. NMLS 257576. Regulated by the Division of Real Estate. Fairway Independent Mortgage is an Equal Housing Opportunity.

The greatest gift of all!

As we find ourselves deep into the holiday season, we hear many stories of people less fortunate than some. So many worthy causes to give our time, money or even resourses to. Toys here, food there, money anywhere! But this is a story that I heard about, and then researched to get a few more details, and now I want to share the story with you. It's about giving the gift of love.

Terry and his wife (I am going to call them Mr & Mrs T) were entering the "empty nester" stage of life. Their children were grown and leaving home so they had started down sizing. They were a very religious couple who attended a church of their faith regularly.

There were two other families that also attended the same church. Both families opened their homes and hearts to children in need by providing foster care. One of the families had recently taken in a daughter that was 5 months. The other family had been asked to take a girl that was a little older, a toddler that was 18 months.

Both of these two little girls attended the same day care (to be honest I'm not sure if the day care was the one at the church or outside the church). It was because of the consistent reference of the 18 month old pointing and calling  the 5 month old "sissy" that the two foster parents found out they were, in fact, sisters who had been taken from their home at the same time. When processed through the system, they had been separated, each foster family unaware of the other child.

When Mr and Mrs T heard the story, they decided the two babies needed someone to get their young lives back on the right track and immediately started adoption procedures for both girls. They were expecting to receive these great gifts of love in January or February, but it turns out they will probably arrive just before Christmas.

Thank you, Mr and Mrs T, for giving these two girls the gift of love. You are truly an inspiration to us all!

We are joining in with a group to help by donating any gently used clothing or articles that might help this family prepare for their new arrivals. If you are interested in donating, or know someone that might be, please contact Jason Keith.


If you would be interested in sharing this story with a friend, please feel free to post this info graffic:

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Opinions expressed here are the sole responsibility of the author, and do not necessarily reflect the view of Fairway Independent Mortgage.

Ruth Vogt Colorado Mortgage Lender Ruth Vogt, Sales Manager

 #LMB100023827, NMLSR# 257576

 Equal Housing Opportunity. 

 Regulated by the Division of Real Estate.  303-881-7849.


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Comment balloon 21 commentsRuth Vogt • December 10 2010 03:38PM


Ruth - That is a really great story! And it is very kind hearted of you to help with donations for them as well! Good luck and God bless.

Posted by Todd & Devona Garrigus, Broker / REALTORS® (Garrigus Real Estate) over 9 years ago

That is sooooo sweet, and to think that the older "baby" recognized her younger sister.  They could not have spent that much time together!  Fantastic story, I hope it has a truly beautiful ending.

Posted by Kathy Kenney, Realtor - Princeton & Central NJ Homes for Sale (Keller Williams, Princeton, NJ) over 9 years ago

Garrigus Real Estate, A truly heart warming story. Thanks for taking the time to read and comment!

Kathy, Amazing, isn't it? At only 18 mos... and what is another miracle is that there were adults around that listened to her and took her seriously!

Posted by Ruth Vogt, 719-592-0855 Apply 24/7 (Fairway Independent Mortgage, LLS. Equal Housing Opportunity. Regulated by the Division of Real Estate.) over 9 years ago


Thanks for sharing this heart-warming story. Great job. :)


Posted by Steve Hoffacker, Certified Aging In Place Specialist-Instructor (Steve Hoffacker LLC) over 9 years ago

Hi Ruth - Such a sad and heart warming story in one!  It is absolutely wonderful that they will be back together again!

Posted by Chris Canfield, Homes for Sale in Oro Valley and Tucson, Arizona (Coldwell Banker Residential Brokerage) over 9 years ago

Ruth, amazing story, thanks for sharing.  So incredible that at such a young range they were able to recognize each other. 

Posted by Vickie Slade, Service You Can Trust ~ Someone You Can Depend On (Colorado Landmark, Realtors) over 9 years ago

Steve, These kind of stories are special any time of the year, aren't they?

Chris, Yes, it is wonderful, isn't it?

Posted by Ruth Vogt, 719-592-0855 Apply 24/7 (Fairway Independent Mortgage, LLS. Equal Housing Opportunity. Regulated by the Division of Real Estate.) over 9 years ago

What a great story, Ruth.  What a coincidence, and what a lovely thing for Mr. & Mrs. T. to have done.

Jane in L.A.

Posted by Jane Peters, Los Angeles real estate concierge services (Home Jane Realty) over 9 years ago

I'm with Jane - what a coincidence that they would be in the same daycare.  I love this story and wish both of the girls and Mr. & Mrs T the very best that life can hold. 

Posted by Mary Douglas, REALTOR, Red Feather Lakes, Colorado (United Country Ponderosa Realty, Red Feather Lakes, Colorado) over 9 years ago

Thanks for sharing this Ruth! What a wonderful Christmas gift.  Truly an amazing story of love.  What better gift is there?

Posted by Donna Foerster, Metro Denver Real Estate Assistant (HomeSmart Realty Group) over 9 years ago

I also wanted to say thank you for sharing this post with my readers!  I'm thrilled to have the opportunity to share this message of hope and love.

Posted by Donna Foerster, Metro Denver Real Estate Assistant (HomeSmart Realty Group) over 9 years ago

Ruth, this is an awesome story.  I call it a GODincidence, not a coincidence at all.  And I agree, thankfully the ADULTS were wise enough to listen and know the 18month old knew what and of Whom she was talking about. Merry Christmas to all in this story!!

Posted by Joan Valverde, GRI,CDPE,CNE,MRP,SRES Colo Sprgs, Blk Forest, Monu (HomeSmart Realty) over 9 years ago

That is a wonderful story. Thank you for sharing. I am going to re-blog it.

Posted by Deanne Olivas, Your Home Matters (eXp Realty) over 9 years ago

Ruth, you need to add this to the Christmas Miracle group!  Being adopted myself this really hits home.  Thank you for sharing.


Posted by Lee & Pamela St. Peter, Making Connections to Success in Real Estate (Berkshire Hathaway HomeServices YSU Realty: (919) 645-2522) over 9 years ago

Amazing story Ruth. Such wonderful people willing to adopt both the girls. Heartwarming. 

Posted by JoAnn Moore, Home Loans in Delaware (The Mortgage Market of Delaware) over 9 years ago

What a wonderful gift of love this is for everyone involved! Thank you, Ruth, for sharing it!

Posted by Debi Boucher, "Realtor Showcase" - Real Estate Photography/Virtual Tours ( Real Estate Showcase Photography) over 9 years ago

Thank you for posting this, I've re-blogged it and can't wait to update everyone with the results!

Posted by Jason M. Keith, Equal Housing Lender (Caliber Home Loans) over 9 years ago

Best wishes for lots of fun and food with family and friends today. Hope Santa brought you some cool toys, too!

Happy Holidays!

Posted by Not a real person over 9 years ago

Ruth, thank you!  I had to re-blog


Posted by Kerry L Klun, Broker/Owner, 321-626-5868 (Palm Realty) over 9 years ago

Vickie, I so agree.

Jane, whether they had room in their house wasn't as important as having room in their hearts, wasn't it?

Mary, And you know what? As they grow older, they will still fight with each other, I bet!

Donna, Thanks for ALLOWING me to post this to your blog!

Posted by Ruth Vogt, 719-592-0855 Apply 24/7 (Fairway Independent Mortgage, LLS. Equal Housing Opportunity. Regulated by the Division of Real Estate.) over 9 years ago

Joan, I love the GODincidence ... I'm going to remember that one.

Deanne, Jason and Kerry,  Thank you ALL so much for the reblog!

Lee and Pamela, I looked for the Christmas Miracle group and couldn't find it?? I found the contest, but not the group??

JoAnne, This is a true example of the gift that just keeps on giving - for both Mr & Mrs T AND for the girls!

Debi, There is no better gift, is there?

Russel, I hope your Christmas was grand, as well!

Posted by Ruth Vogt, 719-592-0855 Apply 24/7 (Fairway Independent Mortgage, LLS. Equal Housing Opportunity. Regulated by the Division of Real Estate.) over 9 years ago