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An office of elite mortgage lending professionals with a common interest and goal focused on providing customer service that exceeds expectation. Thereby building our business from repeat and referral opportunities. Ruth Vogt. LMB 100023827. NMLS 257576. Regulated by the Division of Real Estate. Fairway Independent Mortgage is an Equal Housing Opportunity.

VA Loan Blogs Index

I have written several blog posts over the past few weeks and decided it would be a good idea to create an index for easy reference:

Colorado Home Lender

33% of Vets Don't know about Their VA HOME LOAN benefit!

VA Funding Fee Chart

VA Closing Costs - Who Pays What?

When can Seller Concessions be used for Debt Reduction?

 

If you are considering buying a home using your VA Home Loan Benefits, contact your local qualified VA lender. There are a few designations or certifications that can help you identify a loan officer that has been trained to provide assistance with VA home loans. One such designation would be the Military Mortgage Specialist designation. Look for the logo on their business card or website. Trained Realtors have, this or other, similar designations. Below you can see sample logos for easy identification.

Colorado VA Home LenderColorado VA Home Loan

VA Home Loan Benefit

It's Your Right.

You Earned it!

 

 


Opinions expressed here are the sole responsibility of the author, and do not necessarily reflect the view of Fairway Independent Mortgage.

Ruth Vogt Colorado Mortgage Lender Ruth Vogt, Sales Manager

 #LMB100023827, NMLSR# 257576

 Equal Housing Opportunity. 

 Regulated by the Division of Real Estate.

   www.ColoradoHomeLender.com

   ruthv@fairwaymc.com  303-881-7849.

 

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Comment balloon 0 commentsRuth Vogt • June 30 2017 01:58AM
VA Loan Blogs Index
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I have written several blog posts over the past few weeks and decided it would be a good idea to create an index for easy reference: 33% of Vets Don't know about Their VA HOME LOAN benefit! VA Funding Fee Chart VA Closing Costs - Who Pays What? When… more
When working with family is a problem…
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So, I got in the mortgage business in the late 70's (before ECOA or Fair Lending, to be honest! ). In the early '80's I decided to become a loan officer (which was unheard of for a woman to be in the sales department vs. behind a desk! ) I convinced… more
Seller Concessions on VA Home Loans Can Be Used to Pay Off Debt
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VA loans offer a truly unique, deal-saving option that few understand! While you may know that VA has a seller concession limit of 4% of the sales price, you might not know WHAT is included in that 4%. Sellers can pay up to 4% in sales concessions… more
VA closing cost chart: who can/will pay what?
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Have you ever wondered who is allowed (or required! ) to pay what fees. Hopefully, this chart will help! Fee/Expense Borrower Seller 4% Concession 1% origination fee x x Discount Points-customary x x Discount Points-to… more
There's no such thing as a new joke…
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While searching the internet for an industry one liner for our meeting this morning, imagine my surpirse… One of the best I found was from a blog post done in 2007 by one of our own Rainers!! Ready? So you have all heard about Robin Hood's… more
To "VA" or not to "VA", that is the question!
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If there is one standard reason given for not considering a VA loan over other options, it's about the VA funding fee. So, "drop the mic"! It's time to crush a few misconceptions! If you are qualified, keep reading. If your are not sure,… more
Rules on Gifts Vary by Program
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Many states, such as Colorado, offer down payment assistance programs, or even county bond programs, such as the El Paso County Bond program. But sometimes a family member is interested in gifting you down payment money. It's important to understand… more
33% of Vets Aren't Aware of VA Home Loan Benefit
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33% of vets aren't even aware of their VA Home Loan Benefit * More than 21 million Veterans and Servicemembers live in the U. S. today, but only about 6 percent of them bought a home using a VA home loan in the past 5 years! ** *Per VAgov. com… more
Tickle Me Tuesdays - 10 commandments
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We have all had a buyer break at least one of these 10 commandments when buying a home! Have you ever gone to a closing table and had the buyer's employer call the buyer out of the closing to tell him their job was being eliminated effective… more
Be Prepared for Buying Your First Home
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Buying a home is just as much mental preparation as it is financial. Once you’ve made up your mind that you are going to buy that home you’ve always dreamed of, you’re going to need to start getting all your financial documents in order, so you don… more