Blogging About Loans: September 2008

An office of elite mortgage lending professionals with a common interest and goal focused on providing customer service that exceeds expectation. Thereby building our business from repeat and referral opportunities. Ruth Vogt. LMB 100023827. NMLS 257576. Regulated by the Division of Real Estate. Fairway Independent Mortgage is an Equal Housing Opportunity.

Anyone selling hotdogs?

Is anyone else out there sick and tired of hearing about the economic disaster we are in? How many meetings have you been in over the last couple of days where someone asks what YOU think about how much trouble the nation is in?

I think their is no better way of explaining what I think than by reminding them of the story (click here): The Man Who Sold Hotdogs.

If you haven't read it, or haven't read it in awhile, it might be worth the time to read it again.

Then decide if it's time to give up, or get serious.

 

Now, after all that, let me finish with a little something to make you chuckle:

Do you know what the differnce between a recession and a depression is?

A recession is when your neighbor loses their house. A depression is when you do.

 

Don't know about you, but I like my house. So, I'm going to go sell some more hotdogs!

 

 


Opinions expressed here are the sole responsibility of the author, and do not necessarily reflect the view of Fairway Independent Mortgage.

Ruth Vogt Colorado Mortgage Lender Ruth Vogt, Sales Manager

 #LMB100023827, NMLSR# 257576

 Equal Housing Opportunity. 

 Regulated by the Division of Real Estate.

   www.ColoradoHomeLender.com

   ruthv@fairwaymc.com  303-881-7849.

 

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Comment balloon 11 commentsRuth Vogt • September 26 2008 08:16PM
Anyone selling hotdogs?
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Is anyone else out there sick and tired of hearing about the economic disaster we are in? How many meetings have you been in over the last couple of days where someone asks what YOU think about how much trouble the nation is in? I think their… more
Trying to Stop "Buy and Bails"!
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One of the most recent scams that has evolved due a slow housing market is being referred to as the "Buy and Bail". This is where people buy one home with the intention all along of defaulting on their current residence! Until now,… more
Hey, Colorado!.. a CHFA update…
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If any of you are working with first time homeowners in the state of Colorado, you need to know the CHFA (Colorado Housing and Finance Authority) program is still alive and well! I don't want to bore the rest of the country with the details,… more
Do you shop rates with lenders?
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Do you compare rates trying to shop for your buyer's "best deal"? Determining what their "best deal" is will be getting more and more difficult because so much now relies on the borrowers FICO scores! Here's a chart that is worth… more
Cities most likely to see housing prices rise!
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A recent article in Forbes listed the following as the top ten cities to most likely see an increase in housing prices: (drum roll, please… ) 10. Oklahoma City, OK 9. Atlanta, GA 8. Minneapolis, MN 7. Colorado Springs,… more
FNMA & FHLMC news!
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The following email was received by the Owner and Chairman of WR Starkey Mortgage, Bill Starkey, Jr., this morning regarding the recent announcement regarding FNMA & FHLMC: The Federal Government has placed both FNMA and FHLMC under… more
FNMA says you can buy 2 years after Short Sale! But…
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A few weeks ago I posted a blog re: Short Sale and Foreclosure There has been some discussion regarding the true guidelines of a short sale as it relates to credit - first lien mortgage credit specifically. It wasn't until a few months ago… more
FHA Mortgage Insurance Effective October 1st
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Yep! It's due to change AGAIN! All FHA case number assignments made on or after October 1, 2008 and before October 1, 2009 will be charged mortgage insurance upfront and monthly premiums according to the following: UPFRONT MIP : Purchase… more